INSURE A BRIGHTER FUTURE!

An insurance plan can help you rest easy knowing you’ve protected what matters most to you. Whether it be your family, your business, your present, or future.

Most common reason to purchase life insurance:

· Family protection

· Mortgage and debt protection

· Build savings for retirement 

· Funeral expenses

· Estate tax

· Donate to a charity

· Buy and sell agreements 

· Insured retirement strategies

· Immediate financing arrangements

· Investment strategies

Critical illness insurance is a very simple product. You have a lump sum cash payment that's paid upon the occurrence or diagnosis of one of a number of specified diseases or conditions, which are listed in your contract. Most common critical illnesses are Cancer, Heart Attack, and Stroke.

Since these medical emergencies typically incur larger than average expenses, Critical Illness Insurance can provide additional financial support to help you focus on your recovery. 

Some expenses can be to cover medical care, travel expenses or wages of a family member leaving work to help. Typical disability insurance will not cover you, if you are deemed eligible to work.

Disability Insurance is an easy and affordable way to protect your income, and your lifestyle, if you become injured or ill and are unable to work.

Most common reason to purchase disability insurance:

· Disability income replacement

· Key person insurance

· Business overhead coverage

People are what make a business successful. If you or your key people aren't able to work because they are sick or injured, this can have serious consequences for your business.

Most common reason to purchase life insurance for business owners:

· Key person insurance

· Buy and sell agreements

· Disability income replacement

· Critical illness coverage

· Corporate retirement strategies

· Group health and dental 

· Health spending accounts

· Tax Planning

· Charitable giving

· Immediate Financing Arrangements

You’ve worked hard for your career. Make the most of your success and protect yourself, and your future. Continue to dream big, and use insurance as a financial strategy! 

Most professionals purchase insurance to cover themselves on all fronts. They protect their health, income, and savings.

·  Life Insurance

·  Disability Insurance

·  Critical Illness Insurance

·  Investment Strategies

Build your wealth! Insurance can not only be used to provide an important layer of protection but can be a valuable part of your ability to grow wealth for your business, retirement, children, and grandchildren. Funds deposited into a life insurance policy are tax sheltered.

Insurance solutions can offer you with increased wealth, but also maintains the wealth you have worked so hard to build. 

For families, professionals, or business owners, who have sizable investment assets in non-registered portfolios or real estate, personally or corporately owned, you have various options at your disposal to minimize tax using insurance as a innovate strategy. 

Long-term care insurance steps in if you develop a health condition that requires you to receive care and supervision. This could mean home health care, nursing home care or personal or adult day care. 

It's easy to take our ability to perform day-to-day activities for granted. Although, this can change, as we age. It’s so important to consider your future healthcare needs as you build and review your retirement plans.